
ArmInfo. New platform brings together cyber and payments intelligence to help institutions detect threats earlier and reduce downstream fraud risk
Visa (NYSE: V) today announced the launch of the Visa Threat Intelligence Platform (VTIP), a new solution that helps financial institutions detect and respond to cyber threats that can lead to fraud and financial loss, leveraging the same cybersecurity capabilities Visa uses to protect its own global network.
Fraud is widely recognized as a downstream outcome of earlier cyber incidents, often beginning with data compromise, credential theft, or system exploitation well before a transaction is initiated.[1] Cyberattacks that expose payment credentials can originate anywhere across the payments ecosystem – from merchants and issuers to acquirers, processors, and service providers. In some cases, compromised credentials are trafficked and later misused, which can result in financial loss and operational disruption.
Today, Visa blocks approximately 90 million cyberattacks and 11 million phishing emails each month across more than 200 countries, guided by a mission of zero breach and zero disruption.[2] Developed by Visa’s defense operations team and production tested internally across Visa’s global payments network, VTIP brings the same intelligence used to defend the world’s largest payment platform to clients. By serving as its first customer, Visa validated VTIP against real-world attacks before extending these proven capabilities to help the broader ecosystem stay ahead of emerging threats.
VTIP is designed specifically for the financial sector, helping security, fraud, and risk teams cut through fragmented data and focus on intelligence that is directly tied to payments risk. The platform combines cyber and financial intelligence to help organizations connect cybersecurity events with potential fraud outcomes. VTIP capabilities include:
- Threat Intelligence provides malware‑based indicators of compromise tailored to the financial sector
- Vulnerability Intelligence highlights exploits and exposures relevant to each organization
- Brand Intelligence helps detect and mitigate impersonation and brand abuse
- Digital Identity Intelligence monitors and protects executives and employees from targeting them personally
- Financial Intelligence surfaces compromised payment credentials from the dark web and enriches them with VisaNet insights, transforming raw data into actionable intelligence for fraud and risk teams
By unifying cyber and fraud intelligence, VTIP helps financial institutions better anticipate upstream threats, prioritize response, and reduce the likelihood that cyber incidents escalate into fraud losses.
Visa has long played a leading role in securing digital payments, investing over $13 billion in technology over the past five years, including to reduce fraud and increase network security. Gartner Consulting gave Visa its highest rating (4.9) among peer companies for the overall maturity of our cybersecurity program.
As cyber risks continue to evolve, financial institutions across the industry face a growing need for threat intelligence that is purpose built for payments. By extending proven internal cybersecurity capabilities to clients with VTIP, Visa continues to help financial institutions address cyber threats earlier, reduce downstream fraud, and strengthen trust across the ecosystem.
About Visa
Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. We believe that economies that include everyone everywhere, uplift everyone everywhere and see access as foundational to the future of money movement.